Beginner guide

1. Set your main categories

Start with simple groups such as food, transport, bills, shopping, travel, subscriptions, and health. Too many categories can make tracking harder.

2. Log expenses daily

Add expenses while the details are fresh. Daily tracking is easier than trying to rebuild a week from memory.

3. Review reports weekly

Look for categories that are growing faster than expected. Use those signals to adjust spending before the month ends.

4. Check the month-end summary

At the end of each month, review total spending, category totals, subscriptions, and any loan payments that affected your budget.