Expenses. Subscriptions. Loans.

Money Clarity On Autopilot

Your personal finance cockpit for iPhone and iPad.

Track expenses with voice input, manage subscriptions, monitor loans, and get AI-powered Insights. All in one beautiful, privacy-first app.

iPhone and iPad • Privacy-First • On-Device Intelligence

Features

Everything you need to keep expenses, subscriptions, and loans under one calm, clear view.

🎙️

Speak naturally and Spensio auto-fills everything. Ask for reports and get instant insights.

On-device AI Natural language

⚡️

Lightning-fast entry with custom categories, multi-currency support, and smart suggestions based on your spending patterns.

Quick-add Multi-currency

📅

Track renewals, get timely reminders, and spot services that drain your budget. Cancel or log payments instantly.

Renewal reminders One-tap payments

📊

Plan EMIs, calculate interest rates, and view detailed repayment schedules with remaining balance and due dates.

EMI planner Amortization

🎯

Set budgets by category or wallet, track your burn rate, and stay on target with smart alerts.

Burn-rate tracking Smart alerts

📈

Interactive charts, category breakdowns, and share-ready summaries—all processed locally on your device.

Local analytics Share-ready

🛡️

Your data stays on your device. Secure iCloud sync, Face ID protection, and zero third-party trackers.

On-device Face ID lock

🌍

Available in 17 languages with currency support for 20+ regions worldwide.

17 languages 20+ currencies

💾

Export your financial data anytime in CSV or PDF format. Full control with automatic iCloud backup and easy data portability.

CSV/PDF export iCloud backup